The Federal Fair Debt Collection Practices Act (FDCPA) is enacted to stop abusive, deceptive, and unfair debt collection practices by debt collectors. If you believe you have been a victim of unfair practices of a debt collector you may be entitled to money damages and payment of your attorneys’ fees.


A Debt Collector cannot:
  • Call you on telephone repeatedly and at odd hours
  • Call you, but not announce who he/she is
  • Disclose information of your debts to third parties
  • Use abusive language
  • Contact you after written notification that you do not want to be contacted
  • Claim to be affiliated with any governmental organization
  • Misrepresent the character, amount or legal status of a debt
  • Threaten to take action not validated
  • Threaten or communicate false credit information
  • Use deceptive methods to collect debts
  • ... and more

You can:
  • Reduce or completely zero your interest payment
  • Avoid or reduce late payment fees
  • Combine several loans into a single low monthly payment plan
  • Get your credit reports corrected
  • Remove invalid or time-lapsed entries in your credit reports
  • ...and more

If a debt collector has engaged in any of these abusive or unfair debt collection practice, contact Brooke Sanchez at Lee & Sanchez, Attorneys at Law for a free evaluation to determine if you are eligible to recover money damages and the payment of your attorneys’ fees.